Car insurance rates by town in Delaware
Type your ZIP code and we take you to your town’s page, with the local numbers insurers filed with Delaware regulators, what the state requires you to carry, and a free way to start your quote.
New Castle County
The most populated county, Wilmington and the I-95 corridor. Full-coverage averages run about $274 a month, the highest in the state.
Kent County
The middle of the state, home to Dover, the capital. Full-coverage averages run about $223 a month.
Sussex County
The beaches and the slower south, from Rehoboth Beach to Georgetown. Full-coverage averages run about $210 a month, the lowest of the three counties.
County averages are full-coverage rates insurers filed with Delaware regulators as of August 31, 2026, averaged by InsuranceQuotes.com for a 40-year-old driver with a clean record. Averages are not quotes. Your own rate depends on your driving record, your car and your ZIP code.